About Realestate Returns

We built Realestate Returns because the tools available to rental property investors are either locked behind paywalls, owned by lenders with a product to sell, or too generic to be useful for investment analysis. BiggerPockets Pro costs roughly $384 a year just for calculator access. Lender-hosted tools steer you toward their products. Generic mortgage calculators ignore investor-specific metrics entirely. We wanted something better.

Realestate Returns is a free property analysis platform with five connected calculators designed specifically for US rental property investors. Our DSCR calculator uses the same formula lenders use — Rent divided by PITIA (principal, interest, taxes, insurance, and association dues) — not the textbook NOI version you find elsewhere. It shows which DSCR lenders would approve your deal based on their publicly available minimum thresholds, so you know where you stand before you apply.

What makes the platform different is the shared property profile. You enter your property numbers once — purchase price, rent, taxes, insurance, down payment — and those numbers flow across all five calculators automatically. Change a number on one page and it updates everywhere. The deal scorecard summarizes your property at a glance, giving you a quick read on whether a deal is worth pursuing.

Beyond DSCR, the platform includes a cash-on-cash return calculator for measuring your actual return on invested capital, a cap rate calculator for comparing properties regardless of financing, a rental yield calculator for quick gross and net yield analysis, and a mortgage payment calculator with investor-specific rate adjustments. Every calculator is free, unlimited, and requires no signup.

We believe in transparency. This site earns revenue through affiliate partnerships with DSCR lenders. This is disclosed on every page and in our affiliate disclosure. Affiliate relationships do not affect calculator results — the same inputs always produce the same outputs.

Realestate Returns is an independent project. We are not a lender, a brokerage, or a financial advisor. Our calculators provide estimates for informational purposes only. They are not financial, tax, or legal advice. Please review our terms and disclaimer and consult qualified professionals before making investment decisions.