Terms of Use & Disclaimer

Calculator disclaimer

The calculators on Realestate Returns provide estimates for informational purposes only. Results are based on user-provided inputs and may not reflect actual loan terms, property performance, or investment returns.

This is not financial, tax, or legal advice. You should consult qualified professionals — including a financial advisor, accountant, and attorney — before making any investment decisions.

Calculator results may differ from actual lender calculations due to rounding, additional fees, escrow requirements, and other factors not modelled by this tool.

State-specific limitations

Our calculators are state-agnostic. Property taxes, landlord-tenant laws, insurance requirements, and state income tax vary significantly by state and locality.

Users should verify state-specific factors with local professionals. Default values used in our calculators (such as tax rates and insurance estimates) are national averages and may not reflect your specific market.

DSCR lender thresholds

Lender minimum requirements shown on this site are based on publicly available information. Realestate Returns does not recommend any specific lender.

Actual terms, rates, and requirements may vary. Users should contact lenders directly for current terms and eligibility criteria.

Inclusion of a lender does not constitute an endorsement. This site presents publicly available lender information for informational purposes only. Affiliate relationships are disclosed separately on our affiliate disclosure page.

Affiliate relationships

Realestate Returns earns revenue through affiliate partnerships with DSCR lenders. For full details, see our affiliate disclosure.

Affiliate relationships do not affect calculator results or the order in which lenders are displayed.

Use of the site

Use of this site and its calculators is at your own risk. Realestate Returns provides the site and all content on an "as is" basis without warranties of any kind, express or implied.